"Who is it that would loan Allah a goodly loan so He may multiply it for him many times over?" — Al-Baqarah 2:245
Rayyan Bank — Live Community Pool — April 2026
£847k
Total Pool
1243
Active Donors
387
Active Loans
How the Qarz al-Hasana Pool Works
Donor → Pool
Muslim with spare funds pledges to the Rayyan Bank Hasana Pool for a fixed tenure.
Pool → Rayyan Bank
Rayyan Bank acts as Wakeel (agent). We verify donor identity, ring-fence the funds and issue impact reports. Zero profit taken by Rayyan Bank.
Borrower → Rayyan Bank
Muslim in genuine need applies. Purpose checked. Kafil (guarantor) verified. Hasana Covenant signed.
Rayyan Bank → Borrower
Loan disbursed same day. Zero interest. Flat admin fee (£15–£45) covers processing only.
Borrower → Pool
Monthly repayments return directly to the pool. Cycle continues. Pool grows. More families helped.
Quranic & Hadith Basis
Al-Baqarah 2:245
مَّن ذَا الَّذِي يُقْرِضُ اللَّهَ قَرْضًا حَسَنًا فَيُضَاعِفَهُ لَهُ أَضْعَافًا كَثِيرَةً
"Who is it that would loan Allah a goodly loan so He may multiply it for him many times over?"
Al-Hadid 57:11
مَّن ذَا الَّذِي يُقْرِضُ اللَّهَ قَرْضًا حَسَنًا فَيُضَاعِفَهُ لَهُ
"Who is it that would loan Allah a goodly loan so He will multiply it for him?"
Bukhari — Hadith
"The best of you are those who are best in repaying their debts." — Prophet Muhammad ﷺ
