The first fully digital Islamic community bank in the UK. No interest. No compromise. Community-powered Qarz al-Hasana. Sharia-certified from day one.
وَاللَّهُ يُضَاعِفُ لِمَن يَشَاءُ — "And Allah multiplies for whom He wills." — Al-Baqarah 2:261
3.9M
UK Muslims underserved by conventional banks
£0
Interest charged — ever
4
Sharia scholars on our Supervisory Board
£1M+
Target Qarz al-Hasana pool by Year 2
One account. Zero riba. Complete peace of mind.
Every product is certified Sharia-compliant by our Supervisory Board. No interest. No hidden fees. Ever.
Interest-free benevolent loans funded by your Muslim community. Give or receive — all for the sake of Allah.
Murabaha, Ijara and Musharaka — real profit-sharing, not interest disguised as finance.
Send money home to Pakistan, Bangladesh, Egypt, GCC at spot rates. No FX derivatives. Transparent £2.99 flat fee.
Open an account in 10 minutes. Arabic, Urdu and English UI. Prayer times, Qibla, and Zakat calculator built in.
Rayyan Bank operates under FCA Electronic Money Institution licence. Your funds are safeguarded and protected.
Our Signature Product
"The Beautiful Loan." An interest-free benevolent loan funded entirely by Muslim donors who give for the sake of Allah. Rayyan Bank acts as the trusted intermediary — matching donors with borrowers in genuine need.
Amina, London — £5,000 pledged
""I ring-fenced my savings for 12 months. My money helps families while it waits.""
Yusuf, Bradford — £2,500 received
""Hospital bills for my mother. Repaying over 18 months. No interest. Alhamdulillah.""
One flat monthly fee. No interest. No surprises. All fees are admin cost only — never profit on money.
£3.99/mo
Current account + debit card + FX transfers + Zakat calculator
Get Started£7.99/mo
Everything in Starter + Qarz al-Hasana access + investment products
Get Started£12.99/mo
Everything in Plus + Islamic mortgage (Ijara) + wealth management + priority support
Get Started"Finally a bank that understands my faith. The Qarz al-Hasana helped my sister through a medical emergency — no interest, no shame, just community."
Ahmed K.
Birmingham
"I've been donating to the Hasana pool for 6 months. Knowing my money helps other Muslims without any riba is deeply fulfilling."
Fatima R.
London
"The Murabaha home finance was straightforward and genuinely Sharia-compliant. My sheikh reviewed it and gave his approval."
Tariq M.
Manchester
Join thousands of Muslims who have chosen Rayyan Bank for Sharia-compliant banking that serves their community.
Open Your Barakah Bank Account